Tivat Airport has been classified 4D by ICAO airspace class D and is notable for its difficult approach and landing procedures. Landing in Tivat is considered challenging due to the rugged terrain surrounding the valley where the airport is located and the strong crosswinds prevailing. The runway 32 approach requires a descent into the Tivatsko polje valley and a 20° turn for runway alignment just before landing. The Runway 14 approach is even more difficult due to the flat-to-land maneuvering performed in the dramatic landscape surrounding the Bay of Kotor. It is known among pilots as the Kai Tak of Europe due to its difficult approach and landing procedures and is also comparable to Madeira Airport. Porto Montenegro luxury marina.[citation needed] The airport is often visited by aircraft lookouts, as the runway end is easily accessible and offers unobstructed views of takeoffs and landings against a mountain backdrop.

Among the year-round services from the airport are Belgrade and Moscow; however, with the start of seasonal and charter flights, more than 80% of the traffic is concentrated in the summer period. With the opening of Porto Montenegro and the introduction of other high-end tourism services, the airport is increasingly catering to business jets.

The Adriatic Highway (E65/E80) passes right next to the passenger terminal, providing easy access to the airport from the entire northern part of the Montenegrin coast.

Please bring all the required information to the nearest branch of your new house. Together with the branch you will discuss all the conditions and benefits of the loan
After your approval we will complete the application form and start the application procedure
The bank will send a appraiser to you house to value your property
Maximum 5 working days later the branch will inform you about the offering that we can do to you
You will be handed out the pre term sheet that you can use as our written promise to you
After presenting the pre term sheet to you, you are asked to sign the pre term sheet and pay the commitment fee
After signing a period of maximum four months starts to arrange:
DASK: (nature disaster insurance)
House insurance; İskan Ruhsati (house permission)
Approval of the ministry of Defense (Savunma Bakanliği)
Tax number and opening a demand deposit account
After collection of all the documents mentioned above the bank will give its final approval will make an appointment to pay out the loan and put the mortgage on the title deed at the Tapu office
Off Plan Mortgages

DenizBank makes deals with project developers to finance uncompleted houses in a project. Sometimes DenizBank gives loans before completion of the house or gives you upfront the commitment that DenizBank will pay out a loan after completion at upfront agreed conditions. Go to you nearest branch to ask for our current joint promotion with develops and ask for the special conditions.

MATURITY RATES
EURO USD GBP
3 0,65% 0,65% 0,65%
6 0,65% 0,65% 0,65%
9 0,65% 0,65% 0,65%
12 0,65% 0,65% 0,65%
18 0,65% 0,65% 0,65%
24 0,65% 0,65% 0,65%
36 0,65% 0,65% 0,65%
48 0,65% 0,65% 0,65%
60 0,65% 0,65% 0,65%
72 0,65% 0,65% 0,65%
84 0,65% 0,65% 0,65%
96 0,65% 0,65% 0,65%
108 0,65% 0,65% 0,65%
120 0,65% 0,65% 0,65%

Documents To Be Provided

Turkish Tax Number
Bank Account
Appraisal Report (€300)
Application Form
Passport Copy
Copy of Residential Permit
Credit Bureau Record from Home Country
Copy of Utility Bill from Home Country
Proof of Income

Preferences

Available in New Turkish Lira, Euro, Dollar, GB Pounds.
Maximum loan term of 10 years.
Maximum loan –to-value (LTV) ratio of 60% of the appraised value.
Maximum loan amount of 500,000 YTL or equivalent foreign currencies
Life insurance, personal house insurance and natural disaster insurance will be requested

Foreign citizens who do not work in Turkey invest in real estate in Turkey within the limits and amounts determined in accordance with the decision of the Presidium, as well as their spouses and children under the age of 18 can obtain Turkish citizenship. According to the latest regulations adopted in 2018, foreign citizens who have purchased real estate (residential or non-residential) worth at least USD 250,000, as well as their spouses and children under the age of 18, can apply for Turkish citizenship. There are no restrictions on the number of purchased real estate. As a result of making the necessary investments and collecting the relevant documents, an application for obtaining Turkish citizenship for real estate investments is submitted to the General Directorate of Population and Citizenship under the Ministry of Internal Affairs of Turkey.

To obtain Turkish citizenship by buying real estate, you must first register real estate in the amount of at least $ 400,000 or the equivalent of another foreign currency in Turkish lira. A notary must draw up a contract with a note prohibiting rejection for 3 years. It should be borne in mind that the transfer or waiver of ownership cannot be made within a certain period of time.

Legal restrictions

The Republic of Turkey gives citizens of 185 countries the right to obtain citizenship for the purchase of real estate, provided that they comply with the following legal restrictions:

Foreign citizens can purchase real estate up to ten percent (10%) of the area of ​​the district. If necessary, the Council of Ministers has the right to double this limit (20%).
A foreign citizen can purchase up to 30 hectares (300,000 square meters) of real estate throughout the Republic of Turkey. If necessary, the Council of Ministers has the right to double this limit (60 ha).
The property in question must not be located in a military or restricted area.

Payment

It is obligatory to present a receipt for all transactions. Therefore, it is important that the transaction is carried out through banks. A bank confirmed bank receipt indicating that the corresponding amount has been deposited by the buyer into the seller’s account is provided at the time of application. The following should be noted: the date of the receipt must be earlier than the notarization of the contract or no later than the day of the conclusion of the contract. A receipt for payment made after registration with a notary is invalid, since it cannot be considered a cash payment.

Package of documents for opening an account in a Turkish bank:

• tax number;

Any foreigner can obtain a tax number by contacting the local tax office

management (Vergi Dairesi Müdürlüğü). To do this, it is enough to have your passport and its photocopy with you. If there is no queue, it takes no more than 5-10 minutes to issue a number.

• original passport with a stamp on entry to Turkey;
• original internal passport with registration. Some banks require notarized translation of passport pages with personal information and
• registration stamp (to confirm the address, if you do not have a residence permit)
• document confirming your address in Turkey (if you have a residence permit)

The bank employee fills out all the necessary documents, which after

must be signed. In this case, the current account number is assigned immediately, and

a plastic card is issued for 7-10 working days, if the card is personalized. The unnamed card is issued immediately.